We have options to foreclosure!  You don't have to give up your home.  Premier National Group (PNG) can help you but you must contact us before it's too late!

We understand that thousands' of homeowners are faced with the foreclosure epidemic.  We want to stop the bleeding.  PNG is here to help and consult with you so we may give you all of your options.  Our goal is to save your credit from being completely ruined.  More importantly, we want to save your home from going to foreclosure.  Because of our close relationships with many lenders, we are able to negotiate favorable terms and conditions for you. 

PNG'S Loss Mitigation Consulting Strategy:

1. Refinancing: We want you to lower your payment and possibly get you into a fixed rate so you will be comfortable with your monthly payments.  If there is no equity in your home, lenders will not refinance your property.  Therefore, we move to option #2.
2. Negotiate a Loan Modification: We will aggressively negotiate with your lender favorable terms and conditions to lower your monthly payment even if there is no equity on your home or if you were recently not approved to refinance.  Our professional negotiators will do their best to get you a lower interest rate and extend the term of the loan (to a 30-40 year term).  Furthermore, it is possible that we do a principle reduction which will obviously lower your payment.  A principle reduction is when the lender lowers the balance of your loan simply to help you from foreclosing on your home.    Everything is based on lender approval but we are known in this industry as the most aggressive loan modification negotiators.  If the lender denies our request, we move to option #3.
3. Short Sale:  If you simply cannot afford to keep your property, the only option is to short sale your home.  Compared to a foreclosure, this is the BEST and ONLY option.  If you foreclose on your home, you will ruin your credit for 7-10 years similar to a bankruptcy.  We want you to able to purchase a home in the near future.  Therefore, this is why we offer our short sale services to you.  A short sale is when we sell your house for "short" of your balance of your loan.  Upon approval, the lender will not request you to re-pay the deficiency amount between the balance of the loan and what we sold the property for.  Therefore, you are able to walk away from your property, possibly saving your credit, and you don't have to deal with all the headache associated with a foreclosure.  In conclusion, we move to Step#4.
4. Own Again: We take pride that we were able to help you during this unfortunate circumstance.  Our goal is for you to "Own Again" a home.  We will point you to the right direction offering credit counseling to speed up your credit repair.  Some of our clients were able to purchase a home within 6 months of a short sale!  We also recommend taking advantage of the Real Estate Market by purchasing a REO/Foreclosure property within our network to get the best deals available today!  We want you to re-tain the American Dream and "Own Again"!

Please contact one our Loss Mitigation Consultants by calling us Toll-Free @ 1-877-980-7334 or fill out our form: http://premiernationalgroup.com/Shared/Forms/AskAgent.aspx
  We're here to help you take the stress away!